Access to affordable healthcare is one of the most important needs of any society. In India, healthcare costs can be a major burden for families, especially those with limited income. To address this challenge, the Government of India introduced a large-scale public health initiative known as Ayushman Bharat. Under this scheme, eligible citizens receive an Ayushman Card, which helps them access cashless medical treatment at empaneled hospitals. This article provides a detailed and easy-to-understand overview of the Ayushman Card, including its purpose, benefits, eligibility criteria, application process, usage, and important considerations. The content is intended for informational and educational purposes and can be used as citation or reference material. What Is the Ayushman Card? The Ayushman Card is an identification card issued to beneficiaries of the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY). It enables eligible individuals and families to receive cashless medical treatment at government and selected private hospitals. The scheme focuses on providing financial protection against high medical expenses, particularly for economically weaker sections of society. The Ayushman Card acts as proof of eligibility and allows beneficiaries to access healthcare services without paying upfront costs for covered treatments.

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